San Diego Short Sale and Foreclosed Homes

 
 
2nd lein modification program or 2MP program. This provides more information on the government modification program available to homeowners seeking a short sale or alternative to foreclosure in San Diego.
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View current inventory for San Diego Real Estate Foreclosures, REO's, Notice of Defult NOD and Short Sale Inventory as of Oct 2010. 
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The Foreclosure Freeze or moratorium is affecting San Diego Foreclosures REO properties. Learn how much this moratorium is affecting inventory after the freeze in Oct 2010.
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Patrick Hale is a real estate expert based out of San Diego, CA. In this video, Patrick describes his experience in real estate and how he can help buyers, sellers, investors and other real estate professionals in the real estate industry.
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Informational video on the short sale options available to homeowners facing foreclosure in San Diego, CA.
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Search San Diego Real Estate Homes for sale.
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Map based search of san diego california real estate including short sales, reo, foreclosures, traditional sales and for sale by owners.
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The popularity of social networking sites such as Facebook, Twitter and LinkedIn is continuing to grow dramatically, but not just with users. Cybercriminals increasingly are targeting these sites and their troves of sensitive, personal information.

"While many of these sites are great for finding friends and connecting with business partners, users are sharing more information than ever before -- and the bad guys are taking note," said Andy Hayter, anti-malcode manager of ICSA Labs. "And it is not just about the sensitive data that users are exposing; the threats are also coming from scams, viruses and other forms of malware that can take many forms on these sites."

ICSA Labs, an independent division of Verizon Business, offers these helpful tips on how consumers can enjoy social networking while protecting themselves from security threats:

1. Be wary of worms, Trojans and botnets that can infect and take control of your computer. Access to sensitive documents and personally identifiable information poses a significant threat to users. The Koobface worm, for instance, infected hundreds of thousands of Facebook users in June. Users received a video claiming to be from a Facebook friend, but after downloading the video, the worm distributed the malware to a user's Facebook friends and granted attackers full access to the user's computer.

2. If you receive a request to connect from someone you do not know, do not accept it. Trojans are infamous for tricking victims into providing sensitive information and are increasingly surfacing on social networking websites. By taking over a user's contacts or "friend" list, the Trojan sends invitations to the user's friends to try to infect their computers as well. The ZeuS Trojan is one example of malware that is remotely controlled by criminals who infect computers, wait for users to log on and then try to gain access to their bank accounts.

3. Do not share too much personal information. Hackers can easily piece together different bits of information posted to Facebook and other sites and compile a complete profile of an individual's identity, especially using birth date information. With this knowledge, hackers can trick users with targeted information that only a "friend" would know.

To safeguard against misuse of personal information, it is important for users to review and understand the privacy policies on social networking sites to make sure they disclose personal information. In addition, users should regularly check their credit report and other financial statements to verify their identity is unharmed.

4. Be careful where you click. Just because a link came to a user from someone the user knows - a "friend" - does not mean it is safe. Users can easily check by rolling over the link for a moment before clicking to verify the Web address is legitimate. Link shorteners, such as bit.ly and tinyurl, are becoming common practice and making hackers' jobs even easier as they try to mislead victims into clicking on malicious links.

5. Use and frequently update software security programs. Updating security software is the simplest way to protect a computer from malware like worms, viruses, Trojans and clickjacking. Users should make sure that their anti-virus, firewall and spyware products are up-to-date and that they have installed the latest software upgrades. Products should also be certified by an accredited third-party organization, such as ICSA Labs, and meet the appropriate standards.

Added Hayter, "A lot of it comes down to 'whom do you trust?' and making smart decisions about who users accept as their friends on these sites. If users pay close attention to whom they are connecting with, what they are clicking on, what they post on these sites and keep their security software updated, they'll be in a much safer place."
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The Sunday real estate open house is a longstanding ritual in the real estate marketplace, and many homes have been sold on a lazy Sunday afternoon. When used properly, open houses can be a great marketing strategy. 

According to the experts, the following steps will help you get the most out of your real estate open house and increase your chances of selling your home for the price you want. 

-Be sure to meet with your agent in advance of the open house. Discuss all the various details about what is involved in holding a successful open house. While many home sellers are comfortable with an open house, others are not. If you choose not to host an open house, there are other ways to sell your home.
-Be certain to go through the entire home with the real estate agent the day before the open house. Take careful notes and follow all of his/her recommendations.
-Try not to become emotionally involved when evaluating the condition of your home prior to the open house. Remember that your real estate agent is trying to make your home more appealing to potential buyers, not criticizing your decorating style or choice of accessories.
-Any needed home repairs should be completed before the open house begins. This includes things like peeling paint, loose stairs, banisters in need of repair and the like. It is crucial that guests see a home that is in immaculate condition.
-Never underestimate the importance of making a good first impression.Many visitors make a decision about the home in the first few seconds. Be sure the entranceway to the home is immaculate, and that the steps leading up to the home are well swept and free of debris.
-Ask the real estate agent to create a professional-looking sign in sheet for all visitors. It is important to get the name and phone number of all attendees to the open house.
-Always discuss the price of the home prior to the open house. This will allow the agent to negotiate the price on the spot if a good prospect attends.
-Be sure to consider unusual ways to market your open house. For instance, if you belong to any special groups or organizations, be sure to market the upcoming open house to the members. For instance, the local garden club may be very interested in attending an open house that includes a beautiful outdoor garden.
-It is a good idea to provide cookies, brownies or other snacks for guests at the open house. A punch bowl is also an attractive addition.
-Pets should be kept away from open house visitors. It may be a good idea to have a friend or family member takes care of your pets until the open house is over.
-Be sure to lock up all medications, both prescription and non-prescription. Also be sure to lock up any cash or valuables in the home prior to the open house.
-Make sure that the home is spotless and free of unpleasant odors prior to the open house. You may want to bake a fresh batch of cookies an hour or two before the open house begins. Not only will the aroma mask any unpleasant smells, but it will create a warm and inviting ambiance as well.
-Be sure the temperature in the home is pleasant. A home that is too hot or too cold can make visitors uncomfortable, and lead them to wonder about the quality of the heating and air conditioning system.
-Play soft music in the background during the open house. Background music helps set a good mood for visitors.
-Always open the curtains and the drapes prior to the open house. This will allow fresh air and sunshine in and help give the impression of a larger space.
-If your home does not have plants, you may want to buy a few before the open house. Plants can provide a warm feel and help make guests at the open house feel more at home.

Following the guidelines outlined above, chances are your public open house will be a big success. Even if the home is not sold at the open house, the prospect contacts gained and the word of mouth exposure may well result in a sale.
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