Home Affordable Refinance Program......Are You Eligible?
If you are unable to lower the interest rate on your mortgage (possibly due to decreased home value), but you are caught up on your mortgage payments, the Home Affordable Refinance Program (HARP) may allow you to refinance.
Are you eligible? Take this short survey to find out:
*Information in this survey sourced from Making Home Affordable website, available here:
http://makinghomeaffordable.gov/refinance_eligibility.html.
How to Recognize a Mortgage ScamYou might be a victim of a scam if:
- You are told you will get a federal incentive to walk away from your mortgage
- You are asked to pay upfront for counseling
- You are pressured to sign papers immediately
- You are asked to sign your house over to a company or person who is not working with your mortgage company
- You are asked to make a mortgage payment to someone other than your mortgage company without their approval
- You are guaranteed a successful short sale or mortgage modification
- They claim to be a representative of the federal government
If you believe that you are a victim of a scam, you should contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or visit their Complaint Assistant https://www.ftccomplaintassistant.gov.